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Free calculators · Malaysia 2026 rates

Know your numbers before you view.

Monthly repayment, what you can afford, the full upfront cost with stamp duty and legal fees, and rental yield — then send the figures to us in one tap.

Monthly loan repayment

Reducing-balance loan. Rates and terms vary by bank and profile — we’ll get you real quotes.

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Estimated monthly repayment
Loan amount—
Down payment—
Total interest over tenure—
Total repaid—

How much can I afford?

Car, PTPTN, credit cards, other loans
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Rough maximum property price
Room for repayment—
Maximum loan—
Down payment needed—
Status—

Full upfront cost (stamp duty + legal fees)

MOT stamp duty 1% / 2% / 3% / 4% tiers; loan agreement duty 0.5%; legal fees on the SRO 2023 scale for both the SPA and the loan; valuation fee estimated. Disbursements excluded.

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Estimated cash needed upfront
Down payment—
Stamp duty — transfer (MOT)—
Stamp duty — loan agreement—
Legal fees — SPA—
Legal fees — loan—
Valuation fee (est.)—

Rental yield

Gross yield = annual rent ÷ price. Net yield deducts maintenance. Typical KL condo yields sit around 3–5%.

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Gross rental yield
Net yield (after maintenance)—
Annual rent—
Est. loan repayment (90% · 4% · 35y)—
Monthly cash flow vs rent—

All figures are estimates for guidance only and not financial or legal advice. Bank approvals, rates, exemptions and fees vary by profile and property. We’ll confirm exact numbers with your bank and lawyer.